Financial literacy and a culture of saving and investment is a significant contributor to personal wellness and the foundation for a happy and healthy society. This column contains blogs written over many years and carries insights applicable to prevailing conditions
Sticky Inflation
When investors become aware of a potential risk the probability of the risk ensuing reduces as investors take action to mitigate against the risk, but not with the risk of inflation. The more investors focus on inflation as a risk
Why things are better than you may think they are
I just finished reading a book titled Factfulness written by Hans Rosling, who spent the latter part of his life convincing audiences around the world that the world was in a much better place than what they thought. He used
Irrationality causes volatility
When the stock market behaves like a yoyo it is good to remind yourself of what a share price really is and that is a daily offer from someone to buy and / or sell you a business. If you
Donation or Estate Duty Tax
Taxes are widely viewed as unfair and no more so than donations tax. Most people are horrified to hear they must pay donations tax on any amount above R100 000 they give-away per year. I often hear “its my money I
Investing about understanding risks
Investing is not about avoiding risk. It is about understanding the risks and pricing the risk accordingly, which is why we refer to risk and return. The return must be commensurate with the risk taken. The trick is understanding risk.
Omission versus Commission
Was that it? The holiday appears to have disappeared overnight and here we are, already well into the New Year. I did not even get time to contemplate the past year let alone plan for the New Year. “Time” certainly
Retirement calls for values reassessment
Thought I would start the year with a philosophical article in posing the question when is enough, enough? Establishing if you have enough for retirement is a simple exercise of figuring out the income you need to fund your lifestyle
Always do your homework
Today is Friday and not just any Friday it is “Black Friday”, the day every self-respecting shopper looks forward to when just about everything goes on sale with knock-down price bargains to be had. The frenzy is palatable with a
Last year, this year and next year
The problem with having written this column for over 18 years is that you eventually start sounding like a broken record, for millennial readers that is those vinyl black things in a cardboard box in the garage. The thing about