Financial Advisor
Money Matters is a bi-weekly financial advice column that Mark has been writing for the District Mail, the local newspaper in the Helderberg, since 2001. We see this column as part of our corporate responsibility work as most of the
The investment industry uses some very descriptive words in describing investor behaviour and one of these is capitulation, this is the point when investors throw in the towel. Throwing in the towel is boxing speak for give-up. Picture the towel
This week’s article is an extract from a reply to a client’s question on whether he should reduce his share exposure or move to a balanced portfolio strategy given several “warning lights” on the horizon. The easiest way to
With the US stock market now entering its 11th year in a bull market, it is probably a good idea to reflect on some old age wisdom, which is nicely explained by the following quote: Bull markets are born on
I literally spend my days playing devil’s advocate in trying to soothe investor fears. We all know SA is in a mess from our education to employment or should I rather say lack of employment, through to escalating social tensions
Retirement Funds are well understood for the income tax benefit in that contributions to retirement funds are tax deductible based on 27.5% of a person’s taxable income, capped on R 350 000 per annum. Often overlooked is the estate planning benefit
When is bad news good news? Bad news is good news when the news is not as bad as you were expecting, and this is often true when investing in the stock market. Over the longer-term the stock market is
According to google abundant wealth means having a ton of cash. Dig and bit further and the meaning is expanded to having an abundant mindset when it comes to wealth. This is best explained by the story of the billionaire
Never a topic we like to discuss but dying with a living annuity has some important planning considerations, which I will briefly cover in this week’s article. Living annuity contracts allow the retiree to bypass his / her estate on
“Smart money” is used to describe institutional or professional investors, by default that makes the rest of us the “not so smart money”. What seems to distinguish the “smart” from the “not so smart” is the degree of emotional influence
The tile of this week’s article sounds more like a tropical storm warning than a warning to investors, which may be appropriate given that TINA can be just as devastating on your wealth as a category five hurricane when making