Financial Advisor
I found myself on the opposite side of the desk last week requiring medical advice for a minor surgical procedure. The doctor discussed the procedure with me detailing exactly what was required and a week later I was booked into
A recent overseas study indicated that 50% of people did make use of a financial adviser. The reason given was a mistrust of the profession with most potential client choosing no advice over bad advice. Another study commissioned by Vanguard
Warren Buffett reckons to be a good investor “All you need is emotional control and the temperament to avoid self-destructive behaviour”. If that is so, why is it so difficult for the average investor? The problem is we are intuitively “wired”
In the good old days retirement planning was relatively simple. Most people belonged to defined benefit company pension funds, which paid members a pension based on their total years of service and final salary. Retirement age was usually 65, thus
Investors must understand two rules for successful investment: The difference between price and value Patience usually linked / associated with time horizon The reference to simple is buying low and selling high, which is not that easy and often requires
The latest craze in financial services is the proliferation of discretionary fund managers (DFM’s) otherwise known as discretionary investment managers (DIMS’s). This follows closely on what transpired in the UK post their Retail Distribution Review (RDR), which was a harsh
With recent volatility on the stock market and interest rates rising I am getting the same old question, “should I not be in cash”? The bank is offering me 8.6%!? The answer is an unequivocal no. However I am not
I have not yet seen the movie “The Revenant” for, which Leonardo DiCaprio won the Oscar for Best Actor, but I have been told the scene when the bear attacks him is excruciating to watch and goes on forever and
You are probably aware there are some changes to the rules governing retirement savings, which come in effect on the 1st March. Unfortunately the only reason you are probably aware of this is all the negative publicity around Cosatu’s threats
I have generally avoided the Zuma topic believing that Presidents good or bad, don’t really have a material effect on investing; that all changed in Dec when our President summarily fired the then Finance Minister and replaced him with a