Financial Advisor
South Africans are feeling better without really knowing why. The positive sentiment is probably linked to the stronger rand, which is being driven by the stabilization of commodity prices and a renewed investor appetite for emerging markets; but mostly I
What does your financial adviser do for you? According to Daniel Kahneman Nobel prize winner and author of “Thinking, Fast and Slow”, financial advisers are responsible for: “The anticipation, diagnosis, and the management of client discomfort and regret.” Kahneman &
The title of this week’s article sounds more like a tropical storm warning than a warning to investors, which may be appropriate given that TINA can be just as devastating on your wealth as a category five hurricane when making
What are investors referring to when they say “don’t put all your eggs in one basket?” In investment terminology this is called diversification, which entails the spreading of an investment between shares, property, bonds and cash both locally and offshore
Warren Buffett reckons to be a good investor “All you need is emotional control and the temperament to avoid self-destructive behaviour”. If that is so, why is it so difficult for the average investor? The problem is we are intuitively “wired”
The latest craze in financial services is the proliferation of discretionary fund managers (DFM’s) otherwise known as discretionary investment managers (DIMS’s). This follows closely on what transpired in the UK post their Retail Distribution Review (RDR), which was a harsh
The following extract was taken from an article by Gerda van der Linde Executive Director Institute of Behavioral Finance: “Capital preservation remains a vital ingredient and a major concern for investment strategy over the short to medium term, not taking
This week all investors eyes and hears will be focused on Mrs Janet Yellen, Governor of the Federal Reserve, when she announces the decision on whether to raise US interest rates in June. The reason for this is that US
“Smart money” is used to describe institutional or professional investors, by default that makes the rest of us the “not so smart money”. What seems to distinguish the “smart” from the “not so smart” is the degree of emotional influence
The following is an extract from an article in the most recent Allan Gray Quarterly Commentary published Dec 2014, in which the writer addresses the inherent risks of investing in stock markets in an attempt to dampen the irrational exuberance