Financial literacy and a culture of saving and investment is a significant contributor to personal wellness and the foundation for a happy and healthy society. This column contains blogs written over many years and carries insights applicable to prevailing conditions
When bad news is good news

When is bad news good news? Bad news is good news when the news is not as bad as you were expecting, and this is often true when investing in the stock market. Over the longer-term the stock market is
Now, don’t develop hindsight bias

Don’t congratulate yourself or berate yourself too much your choices are half chance. This is one of those great wisdoms of life, which can be applied to every aspect of your daily living including your investment successes and failures.
Leadership uncertainties

As investors we are taught not to let macro factors overly influence our investment decisions. There is empirical evidence suggesting that even if you can correctly call a macro event like Brexit it is still impossible to know how the
Wide portfolio cushions against volatility

The million-dollar question for South African investors is the exchange rate. The reason for this is that 50% of the JSE’s overall earnings is now generated from overseas. A weaker rand translates into higher earnings and thus higher share valuations.