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benefits of a financial advisor

Establish a mandate with your advisor

Establish a mandate with your advisor

I found myself on the opposite side of the desk last week requiring medical advice for a minor surgical procedure.  The doctor discussed the procedure with me detailing exactly what was required and a week later I was booked into

mw@dmin June 16, 2016October 27, 2016 Client Advisor Relationships, Personal Finances Read more

Why investors do not use advisers

Why investors do not use advisers

A recent overseas study indicated that 50% of people did make use of a financial adviser.  The reason given was a mistrust of the profession with most potential client choosing no advice over bad advice.   Another study commissioned by Vanguard

mw@dmin June 2, 2016October 27, 2016 Client Advisor Relationships, Investor Behaviour, Personal Finances Read more

Value of Good Advice

Value of Good Advice

Warren Buffett reckons to be a good investor “All you need is emotional control and the temperament to avoid self-destructive behaviour”.  If that is so, why is it so difficult for the average investor?  The problem is we are intuitively “wired”

mw@dmin May 19, 2016October 27, 2016 Investment Risk, Investor Behaviour Read more

Do you have ROOM?

Do you have ROOM?

Don’t worry I am not asking for a place to stay.  The ROOM I am referring to is the acronym for Run out of Money risk (ROOM).   This is applicable to anyone who is no longer working and reliant on

mw@dmin October 30, 2014October 27, 2016 Investment Strategies Read more

Tax Free Savings Accounts (TFSA)

Tax Free Savings Accounts (TFSA)

Now that the hype and fanfare has died down a bit, I would like to discuss tax free fee savings accounts (TFSA), which were introduced 1 March of this year.  TFSA allow taxpayers the opportunity to save R 30 000

mw@dmin July 10, 2014October 27, 2016 Personal Finances, Tax Read more

Passive vs. Active

Passive vs. Active

The debate on active vs. passive investment strategies is never ending.  If you google active vs. passive there are tens and thousands of articles on the topic. For less informed readers, passive investment strategies refer to tracker or index funds,

mw@dmin July 10, 2014October 27, 2016 Investment Strategies, Investor Behaviour Read more

Retirement Planning Advice

Retirement Planning Advice

The risk of market volatility is directly linked to a person’s investment horizon and their exposure to the share market, which is why textbook portfolio management recommends investors reduce their exposure to shares as they approach retirement.  Some retirement funds

mw@dmin March 13, 2014October 27, 2016 Market behaviour, Retirement Read more
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