Hello world – Mark Williams

Better returns over the next five years

As it turns out my crystal ball really works. Unfortunately, I only realise that now after going through all my articles written in 2013 when the crystal ball correctly predicted the lousy returns of the last 5 years. Of course,

Happiness

According to Barry Schwartz, American psychologist, “the secret to happiness is low expectations”. Expanding on the idea of happiness it seems like our happiness is more of a relative story than anything else. We are very happy with our new