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Investment Strategies

Financial advisors also act like preachers

Financial advisors also act like preachers

At gym the other day a local minister mentioned that he regularly read my article.   He questioned me on the difficulty of selecting a new topic each week.   His passing words were, “at least you know how we ministers feel

mw@dmin March 29, 2018March 29, 2018 Investment Strategies, Retirement Read more

Financial advice as clear as mud!

Financial advice as clear as mud!

The following is an extract from client feedback written for an offshore client invested in a portfolio of multi-asset global mutual funds, which I feel touches on some important investment points for the current investment environment and investment principles in

mw@dmin February 15, 2018February 15, 2018 Investment Strategies, Market behaviour Read more

Rational investors sit it out

Rational investors sit it out

For this week’s article I am going to ask you to pretend you are living in a make-believe world, which shouldn’t be too hard, just follow our supreme leaders example by living in denial until you believe your own lies;

mw@dmin November 23, 2017November 23, 2017 Investment Risk, Investment Strategies, Investor Behaviour, Retirement Read more

Pending change in financial advice law is good

Pending change in financial advice law is good

I like to use the analogy of a pilot and co-pilot to describe the role / relationship between a financial adviser and the client.  I have always considered the client to be the captain and the financial adviser the co-pilot

mw@dmin September 14, 2017September 14, 2017 Investment Strategies, Personal Finances Read more

There is no “holy grail” secret to making good investments

There is no “holy grail” secret to making good investments

I was invited to spend a full day with arguably South Africa’s top asset manager; you go there with very high expectations hoping to get all the answers.   These are the guys with the enviable track- record of consistently beating

mw@dmin July 6, 2017July 20, 2017 Investment Risk, Investment Strategies, Market behaviour Read more

One’s risk tolerance = capacity for volatile equity investing – 8 June 2017

One’s risk tolerance = capacity for volatile equity investing – 8 June 2017

Risk is one of, if not the most misunderstood concept when it comes to proper investing.   I hope to remove some of the confusion around the concept of risk by firstly covering the various terms used to describe risk and

mw@dmin June 8, 2017July 20, 2017 Investment Risk, Investment Strategies Read more

Defining risk, counter-intuitive thinking

Defining risk, counter-intuitive thinking

Blame it on a mid-life crisis, but I recently acquired a motorcycle much to my mother’s dismay.  I vividly recall the same response from her some 32 years ago when my Dad agreed to me getting a 2nd hand 50cc

mw@dmin February 16, 2017February 16, 2017 Investment Risk, Investment Strategies, Investor Behaviour, Market behaviour Read more

To meet reality you might have to lower your expectations

To meet reality you might have to lower your expectations

The secret of happiness or rather the reason for unhappiness is the gap between our objective reality and our imagined expectations.  If you imagine yourself flying 1st class, you are not likely to be very happy while sitting in coach. 

mw@dmin January 19, 2017January 19, 2017 Investment Risk, Investment Strategies, Investor Behaviour Read more

How best to survive doldrums

How best to survive doldrums

The doldrums are noted for calm periods around the equator when the winds disappear, trapping sail-powered boats for periods of days or even weeks.     There are many stories told of sailors going completely crazy while desperately hoping for wind and

mw@dmin December 15, 2016December 15, 2016 Investment Strategies, Market behaviour, Market Drivers Read more

Foreign investment headwind

Foreign investment headwind

It is interesting how Rand weakness seems to negatively affect our collective psyche and overall sentiment, notwithstanding that most South Africans probably don’t understand the full implications of currency weakness.   Maybe it’s our fears of becoming a banana republic like

mw@dmin December 1, 2016December 1, 2016 Investment Risk, Investment Strategies, Market behaviour, Market Drivers Read more
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